Mortgage Tips
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Renewing in 2026? What to do if your payment is about to jump
Many homeowners who locked in during 2020–2021 are renewing into higher rates. Here’s how to soften the increase and avoid overpaying your bank.
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Using ChatGPT for mortgage advice: when it helps, and when to call a broker
AI is a great research tool for understanding mortgage basics — but it can’t see your file or shop 50+ lenders. Here’s how to use it wisely.
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Power of Sale in Ontario: how a private mortgage can stop it
If you’ve fallen behind and your lender has started a power of sale, you may have less time than you think — but more options. Here’s how homeowners stop it.
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The RRSP Home Buyers’ Plan: up to $60,000 toward your down payment
First-time buyers can borrow up to $60,000 from their RRSP, tax-free, for a down payment. Here’s how the rules work and how to stack it with the FHSA.
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The FHSA explained: how GTA first-time buyers actually use it in 2026
The First Home Savings Account is the most powerful tool for first-time buyers — and most people use it wrong. Here’s who qualifies and how to make the most of it.