Office 289-505-0631  ·  Direct 647-291-7116 Rajiv Verma, Mortgage Broker · Mortgage Architects · FSRA Licence #12728

Rajiv Verma — Trusted Mortgage Broker in Brampton & the GTA

★ Trusted Mortgage Broker · GTA
The bank said no?
We find the yes.

Every mortgage question answered — and the right option found for your situation.

Find my options Talk it through — free
★ Debt consolidation
Many debts into one lower payment.

Roll high-interest cards into your mortgage and free up your monthly cash flow.

See how it works Talk it through
★ First-time buyers
Buy your first home with confidence.

Down payment, pre-approval, and the programs that quietly save you money.

Get started Talk it through
★ Refinance
Lower your rate, free up cash.

Access up to 80% of your home’s equity — the smart, honest way.

See refinancing Talk it through
★ Self-employed
Approvals beyond the T4.

Business owners and contractors get approved — on your real income.

See your options Talk it through
★ Bank said no?
Private & 2nd mortgages, done right.

Fast, sensible, equity-based options — always with a clear exit plan.

Explore options Talk it through

100+ Google reviews · ThreeBestRated 2026 · English, Hindi, Punjabi & Urdu

Rajiv Verma, Trusted Mortgage Broker in Brampton ★ 4.9 · 100+ reviews
100+
5-star reviews
15+ yrs
Experience
50+
Lenders
2026
Top 3 rated
Start where you actually are

What’s your situation?

Pick the one that sounds most like you. You’ll get a straight answer before you speak to anyone.

Full-service brokerage

How can we help today?

Every service has its own deep page with an AI-enabled FAQ — real answers to the questions you actually have.

First-time buyers
Get in the door with confidence
Refinance
Lower payments, free up cash
Debt consolidation
One lower monthly payment
Renewal
Don’t just sign the bank’s offer
Self-employed
Approvals beyond the T4
Private & 2nd
Options when banks say no
Commercial
Financing for your business
Reverse (55+)
Tap equity, keep your home
AI-ranking engine

The Resource Centre

Where clients get real answers — and where Google, ChatGPT & Perplexity find them. The answer library, deep guides, calculators and a plain-language glossary, all interlinked.

Answer library
Calculators
Guides & blog
Glossary

Real reviews, finally visible

100+ five-star Google reviews from GTA families — read them on Google in one click.

Read the reviews →

English & Punjabi videos

Straight-talking mortgage explainers in both languages — watch before you book a call.

Watch the library →

Rajiv Verma
Why an independent broker

You get unbiased advice — not one bank’s products

I chose to operate independently so I can give you truly unbiased advice, compare 50+ lenders, and stay personally involved from first call to funding. Licensed, experienced, and on your side.

Meet Rajiv

Trusted across the GTA

100+ families have trusted Rajiv

Real reviews from real GTA homeowners — read them for yourself.

4.9 ★
Average rating
ThreeBestRated 2026
100+
5-star reviews
Where I work

Local, and licensed across Ontario

Based in Brampton, working throughout the GTA. Lender rules are provincial — the local knowledge is about property types, timelines and who actually lends where.

Simplify your mortgage search

Before you act, talk to Rajiv first. Tell me what it’s about and you’ll get a clear next step — free, and in English, Hindi, Punjabi or Urdu.

Request a call back

Straight answers, before you ever call

Most mortgage sites make you fill in a form to find anything out. This one doesn’t. One question, one page, answered in the first few lines — with Ontario numbers, and the part most sites leave out: when it’s the wrong move for you.

Open the answer library →

What clients say

See all reviews — Google, Rate-My-Agent and ThreeBestRated →