Reviews & Ratings
Every review below sits on a platform I don’t control. That’s the point. Testimonials on a broker’s own website are worth very little — anyone can type them. These are verifiable at the source, and the links go straight there.
I ask every client for a review on funding day — not just the happy ones. Screening for good reviews before asking is against Google’s policies, and it produces a rating nobody should trust anyway. If something went wrong on your file, I’d rather it was said publicly and answered publicly.
Where you can check
Google Business Profile
Over 100 reviews, averaging 4.9 out of 5.
The largest and most-checked source. Left by clients across Brampton, Mississauga and the wider GTA over several years.
Rate-My-Agent
5.00 out of 5, from 6 verified reviews.
Rate-My-Agent verifies that a reviewer was an actual client before publishing. That verification step is why a smaller number here carries weight — every one of these is a confirmed client, and the platform holds the record, not me.
Read the Rate-My-Agent reviews →
ThreeBestRated
Listed among the Top 3 Mortgage Brokers in Brampton.
ThreeBestRated selects three businesses per category per city using their own review process. I didn’t pay for the placement and I can’t edit the listing.
Why I don’t put testimonials on this page
Because you shouldn’t believe them.
A quote in a coloured box with a first name and an initial proves nothing. It can’t be traced, it can’t be verified, and it was chosen by the person it flatters. Every review that matters is one you can find without my help.
So this page is a set of directions rather than a set of quotes. Go and read them where they actually live.
If you’ve worked with me
A review takes two minutes and it genuinely matters — recency counts for more than total count, so a recent review is worth more than an old one.
And if your experience wasn’t good, say so. I’d rather know, and I’d rather answer it in public than have it go unsaid.
Checking I’m real
Reviews are one signal. Here are the others, all independently verifiable:
- FSRA — Mortgage Architects holds Brokerage Licence #12728, searchable on the regulator’s public register
- Mortgage Architects — I’m licensed through them as a Mortgage Broker in Ontario
- The office — 15 Gateway Blvd, Unit 201-4, Brampton, ON L6T 0G3
- Both numbers — Office 289.505.0631, Direct 647.291.7116
A broker who is hard to verify is a broker worth being careful about. That applies to me as much as anyone.
What to do next
Read the reviews wherever you like, then — if it’s useful — send me your situation and I’ll tell you what’s realistic.
Or start with the answer library, which is probably a better test of whether I know what I’m doing than any review is.
Rajiv Verma, Mortgage Broker · Mortgage Architects — FSRA Brokerage Licence #12728 · Licensed in Ontario · Office 289.505.0631 · Direct 647.291.7116
Review counts and ratings shown are as at the date of publication and change over time. Ratings are held by the platforms named and are not controlled by this website. ThreeBestRated selection is made by ThreeBestRated.ca under their own criteria.