Reviews & Ratings

Every review below sits on a platform I don’t control. That’s the point. Testimonials on a broker’s own website are worth very little — anyone can type them. These are verifiable at the source, and the links go straight there.

I ask every client for a review on funding day — not just the happy ones. Screening for good reviews before asking is against Google’s policies, and it produces a rating nobody should trust anyway. If something went wrong on your file, I’d rather it was said publicly and answered publicly.

Read them here, live from Google

This feed comes straight from my Google Business Profile. I cannot edit it, reorder it, or take down a review I do not like.

      EXCELLENT  
   Based on 118 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Hema James 
 
 
 
 Trustindex verifies that the original source of the review is Google. Exceeding expectations!!
  
 
      Posted on Google  
   
   James B 
 
 
 
 Trustindex verifies that the original source of the review is Google. An extraordinary service that is consistent for the past 11 years that we are experiencing. No bragging, no false promises. Mr.Rajiv listens to your need, explains the practical and possible ways and stands with us in the path to success. Reliable - Reasonable - Result oriented!
  
 
      Posted on Google  
   
   Amandeep Bhandal 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Rajiv Verma for mortgage advice. We were originally thinking of just renewing our mortgage with our current bank, but thankfully we spoke with Rajiv before making the decision. He reviewed our complete situation and showed us that we had better options. He was able to arrange our mortgage with a new lender at a better interest rate and terms, while also helping us consolidate our debts. Rajiv explained everything in very simple language and never pressured us into making a decision. If your mortgage renewal is coming up, I would definitely suggest speaking with Rajiv before automatically accepting your lender's renewal offer. A second opinion can make a big difference.
  
 
      Posted on Google  
   
   PARWINDER PADDA 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Rajiv Verma, Trusted Mortgage Broker, for helping our family with our mortgage renewal and debt consolidation. We had several questions and were worried about how to manage everything. Rajiv patiently went through our mortgage, debts and financial needs and gave us different options to consider. In the end, he found us a new lender with a better rate and terms than our existing lender was offering. The mortgage was approved and funded, our debts were paid off, and everything was taken care of properly. The biggest thing for us is the peace of mind we have now. Rajiv is knowledgeable, approachable and very easy to talk to. We would happily recommend him to other families in Brampton and Ontario who need help with their mortgage renewal, refinancing or debt consolidation.
  
 
      Posted on Google  
   
   JASPREET BINDRA 
 
 
 
 Trustindex verifies that the original source of the review is Google. “I truly appreciate Mr Rajiv verma  genuine and professional pre-advice. His clear guidance, transparency, and client-first approach made the mortgage process easier to understand and helped me make informed decisions with confidence.So i highly recommend to consult Mr Rajiv for an authentic pre advice for mortgage concerns"
  
 
      Posted on Google  
   
   Jagandeep Singh 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a great experience working with Rajiv Verma, Trusted Mortgage Broker for our mortgage renewal. Our mortgage was coming up for renewal and at the same time we needed some extra funds to consolidate our debts. Rajiv took the time to understand our situation and explained all the options available to us. Instead of simply renewing with our existing lender, he found us a better option with another lender with a lower interest rate and better terms. Everything was handled smoothly, our debts were paid out, and we now have one much more manageable mortgage payment. We are very happy with the service and would definitely recommend Rajiv to anyone looking for mortgage renewal or debt consolidation options.
  
 
      Posted on Google  
   
   jagwinder jaggi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Although my mortgage doesn't renew until October 2026, I wanted to be prepared, so I met with Rajiv Verma, Trusted Mortgage Broker. It turned out to be one of the best decisions I could have made. Rajiv took the time to understand my situation, answered all my concerns, and explained my mortgage renewal options in simple language. He also shared what I should do over the coming months so I'm ready when renewal arrives. I walked away feeling informed, confident, and much less stressed. It's reassuring to know I have someone I can trust throughout the process. If your mortgage renewal is coming up in the next year or two, I strongly recommend contacting Rajiv before making any decisions. His advice is honest, professional, and focused on what's best for you. "If your mortgage is renewing in the next 6 to 18 months, don't wait until your bank sends you a renewal offer. Contact Rajiv Verma, Trusted Mortgage Broker in Brampton, to review your options early and make an informed decision."
  
 
      Posted on Google  
   
   Satyen Sharma 
 
 
 
 Trustindex verifies that the original source of the review is Google. Wonderful experience working with Rajiv! He is super responsive. If you need a reliable mortgage broker, look no further!
  
 
      Posted on Google  
   
   Hardeep Singh 
 
 
 
 Trustindex verifies that the original source of the review is Google. He has Excellent Knowledge and always provides best advise. Quite happy with his support
  
 
      Posted on Google  
   
   Aqueil Jan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Working with Rajiv Verma was the best decision I made to refinance my home. I was totally overwhelmed, but he took the time to explain every detail, walked me through all mortgage options, and helped me understand home refinancing process. He was incredibly patient and responsive, even with our constant questions. I highly recommend Rajiv Verma for all mortgage need!
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Where you can check

Google Business Profile

Over 100 reviews, averaging 4.9 out of 5.

The largest and most-checked source. Left by clients across Brampton, Mississauga and the wider GTA over several years.

Rate-My-Agent

5.00 out of 5, from 8 verified reviews.

Rate-My-Agent verifies that a reviewer was an actual client before publishing. That verification step is why a smaller number here carries weight — every one of these is a confirmed client, and the platform holds the record, not me.

Read the Rate-My-Agent reviews →

ThreeBestRated

Listed among the Top 3 Mortgage Brokers in Brampton.

ThreeBestRated selects three businesses per category per city using their own review process. I didn’t pay for the placement and I can’t edit the listing.

See the Brampton listing →

Why there are no testimonials of my own on this page

Because you shouldn’t believe them.

A quote in a coloured box with a first name and an initial proves nothing. It can’t be traced, it can’t be verified, and it was chosen by the person it flatters. Every review that matters is one you can find without my help.

So the feed at the top of this page is not a set of quotes I picked. It is Google’s own, unedited, and every review in it is sitting on Google where you can read it without my help.

If you’ve worked with me

A review takes two minutes and it genuinely matters — recency counts for more than total count, so a recent review is worth more than an old one.

And if your experience wasn’t good, say so. I’d rather know, and I’d rather answer it in public than have it go unsaid.

Checking I’m real

Reviews are one signal. Here are the others, all independently verifiable:

FSRA — Mortgage Architects holds Brokerage Licence #12728, searchable on the regulator’s public register
Mortgage Architects — I’m licensed through them as a Mortgage Broker in Ontario
The office — 15 Gateway Blvd, Unit 201-4, Brampton, ON L6T 0G3
Both numbers — Office 289.505.0631, Direct 647.291.7116

A broker who is hard to verify is a broker worth being careful about. That applies to me as much as anyone.

What to do next

Read the reviews wherever you like, then — if it’s useful — send me your situation and I’ll tell you what’s realistic.

Or start with the answer library, which is probably a better test of whether I know what I’m doing than any review is.

Rajiv Verma, Mortgage Broker · Mortgage Architects — FSRA Brokerage Licence #12728 · Licensed in Ontario · Office 289.505.0631 · Direct 647.291.7116

Review counts and ratings shown are as at the date of publication and change over time. Ratings are held by the platforms named and are not controlled by this website. ThreeBestRated selection is made by ThreeBestRated.ca under their own criteria.