Mortgage Services in Oakville
Looking for Oakville Mortgage Broker?
Residents of Oakville and other parts of the GTA have sought out the aid of Simplify Mortgage Solutions to help them manage their debt and handle matters related to their mortgages for over 10 years. Did you know that the process of obtaining a mortgage begins long before you sit down with a lending institution? It’s an inherent part of the process to assess one’s existing credit, address any problems in their credit report, and improve the figures that will garner them lower interest rates and lenders that will work more happy with them. Our debt relief specialists are here to do exactly that, so that your dream of owning a home isn’t forever hindered by a previous financial hardship.
Getting pre-approved for a mortgage is an advisable step for any prospective homeowner. This process allows you to see how much you qualify for, and at what rates. As your mortgage broker will help you to get pre-approved, which shows lenders that you mean business. We know that you’re serious about your future; we want you to know that we’re serious about your future, too.
Of course, our specialty does not exclude those who already reside in the home that they are buying. If you need to renew your mortgage, refinance your mortgage or get a second mortgage, Simplify Mortgage Solutions will gladly help you to get your situation resolved.
Different circumstances, requirements and objectives mean that no mortgage situation is the same. We use a consistent, effective and reliable formula to develop uniquely tailored mortgage solutions for each and every client.
Our wide selection of mortgage offerings will ensure that we’ll recommend the best option for your needs. If you’re looking for a licensed, reliable and dependable Oakville mortgage broker, give us a call today!
What type of mortgage are you looking for?
FIRST TIME BUYER
We understand what the leap to home ownership can feel like. That’s why we guide you through the entire process of qualifying for your first time buyer mortgage. Our experts cover everything single thing you need to know and offer unbiased advice to identify your best options, including government incentives like the RRSP Home Buyer’s Plan, reduced land transfer taxes and more.
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BAD CREDIT MORTGAGE
We understand the turmoil of getting a mortgage with bad credit. Unlike many brick-and-mortar banks, we have lender specialists who will extend a loan to you, regardless of your credit history. We’re also one of the only mortgage teams in Ontario offering an in-house BIA registered insolvency counselor, plus we have superb relationships with several trustees in bankruptcy and consumer proposals.
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MORTGAGE RENEWAL
A lot can change between the time you purchase a new home and your first mortgage renewal. It’s always a good practice to re-assess your needs carefully before signing your mortgage renewal as there could be advantageous mortgage renewal options available to you. We can help you negotiate different terms and potentially change lenders to save you money or shorten the lifespan of your mortgage.
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PRIVATE MORTGAGE
A private mortgage loan can be a viable financing alternative to banks or institutional lenders. We have access to a pre-vetted, private lenders with potential funding available who may be willing to take the risk on your mortgage loan. We explore all of your private mortgage options, tapping into our many years of insight and expertise to find a financing source that makes sense for you.
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SECOND MORTGAGE
A second mortgage is a loan against the equity of your home and can be an excellent option for homeowners looking to consolidate multiple debts or get access to cash quickly. We offer low second mortgage rates with fixed interest rates that are typically lower than most credit cards. Our mortgage specialists examine your entire budget, credit and mortgage picture to help you find the best-fit.
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SELF-EMPLOYED MORTGAGE
Securing a mortgage when you’re self-employed can be frustrating. Most financial institutions make it impossible to qualify in many cases. Whether you are just starting out or a seasoned business owner, our trusted mortgage lenders can secure a self-employed mortgage to help you purchase a new home or re-finance your existing one with ease.
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MORTGAGE PRE-APPROVAL
Getting a mortgage pre-approval before you start house-hunting helps you understand the house price you can afford. Once you’re pre-approved, we guarantee that the mortgage rate offered won’t change during the 90 or 120 day mortgage pre-approval period. This protects you in the event that interest rates rise while you’re house hunting.
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