Mortgage Services in North York
Looking for a Mortgage Broker in North York?
Simplify Mortgage Solutions can help.
The Toronto area is rife with homeownership opportunities for individuals and families at all stages of life. North York is certainly no exception. Considering the 600,000-plus residents that live within the boundaries of North York, it shouldn’t surprise you to learn that many current or aspiring homeowners have sought out our services in this area.
Simplify Mortgage Solutions provide residents of North Yorker and other GTA regions with valuable and customized debt relief plans, as well as mortgage pre-approval, final mortgage approval, and mortgage renewal. If you have experienced financial hardship, you should know that you don’t have to give up your ambition of owning a home. In fact, you could end up with a mortgage and a house sooner than you’d have ever thought possible with other mortgage brokers.
Our compassionate, knowledgeable and experienced mortgage and credit experts are here for you, to get you on the path toward the future that you want. From rebuilding your credit history so that you can apply for that mortgage, to mortgage renewal and refinancing, there is nothing that we can’t do to help home ownership fall closer into your reach. We understand how challenging it can be to obtain and keep a mortgage after getting out of financial instability, but we also know that it’s not impossible. With the right resources – like Simplify Mortgage Solutions – at your disposal, together we can make it happen.
With thousands of happy clients in Toronto and the GTA we can help you find the right mortgage or refinancing solution. Our wide selection of mortgage offerings will ensure that we’ll recommend the best option for your needs. If you’re looking for a licensed, reliable and dependable North York mortgage broker, give us a call today!
What type of mortgage are you looking for?
FIRST TIME BUYER
We understand what the leap to home ownership can feel like. That’s why we guide you through the entire process of qualifying for your first time buyer mortgage. Our experts cover everything single thing you need to know and offer unbiased advice to identify your best options, including government incentives like the RRSP Home Buyer’s Plan, reduced land transfer taxes and more.
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BAD CREDIT MORTGAGE
We understand the turmoil of getting a mortgage with bad credit. Unlike many brick-and-mortar banks, we have lender specialists who will extend a loan to you, regardless of your credit history. We’re also one of the only mortgage teams in Ontario offering an in-house BIA registered insolvency counselor, plus we have superb relationships with several trustees in bankruptcy and consumer proposals.
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MORTGAGE RENEWAL
A lot can change between the time you purchase a new home and your first mortgage renewal. It’s always a good practice to re-assess your needs carefully before signing your mortgage renewal as there could be advantageous mortgage renewal options available to you. We can help you negotiate different terms and potentially change lenders to save you money or shorten the lifespan of your mortgage.
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PRIVATE MORTGAGE
A private mortgage loan can be a viable financing alternative to banks or institutional lenders. We have access to a pre-vetted, private lenders with potential funding available who may be willing to take the risk on your mortgage loan. We explore all of your private mortgage options, tapping into our many years of insight and expertise to find a financing source that makes sense for you.
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SECOND MORTGAGE
A second mortgage is a loan against the equity of your home and can be an excellent option for homeowners looking to consolidate multiple debts or get access to cash quickly. We offer low second mortgage rates with fixed interest rates that are typically lower than most credit cards. Our mortgage specialists examine your entire budget, credit and mortgage picture to help you find the best-fit.
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SELF-EMPLOYED MORTGAGE
Securing a mortgage when you’re self-employed can be frustrating. Most financial institutions make it impossible to qualify in many cases. Whether you are just starting out or a seasoned business owner, our trusted mortgage lenders can secure a self-employed mortgage to help you purchase a new home or re-finance your existing one with ease.
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MORTGAGE PRE-APPROVAL
Getting a mortgage pre-approval before you start house-hunting helps you understand the house price you can afford. Once you’re pre-approved, we guarantee that the mortgage rate offered won’t change during the 90 or 120 day mortgage pre-approval period. This protects you in the event that interest rates rise while you’re house hunting.
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